Identomat Sees Identity as the Front Line of Financial Crime Prevention

Identity verification is becoming a more important part of financial crime prevention as fraud networks increasingly use synthetic identities, deepfakes and automated attacks to exploit gaps between onboarding, screening and transaction monitoring.

Identomat CEO and co-founder David Lomiashvili argues that many institutions still operate these controls across fragmented systems, making it harder to connect identity risk with suspicious behaviour that appears later in the customer lifecycle.

Identomat’s platform combines biometric liveness, document verification, AML screening, KYB, video KYC, address verification and transaction monitoring. The company’s approach is built around using multiple identity and behavioural signals together rather than treating verification as a one-time onboarding event.

Lomiashvili also points to a wider shift from static KYC toward more continuous risk assessment. In that model, low-risk customers can move through lighter verification flows while higher-risk cases trigger stronger liveness checks, additional identity evidence or video verification. The same customer risk information can then continue to inform monitoring after onboarding.

The trend reflects a broader convergence between identity, fraud and AML controls. As financial crime becomes more automated and adaptive, financial institutions are increasingly looking for ways to connect onboarding data with behavioural, transaction and regulatory signals in real time rather than relying on separate point solutions.

For RegTech providers, the competitive focus is therefore moving beyond basic identity verification toward orchestration, continuous monitoring and the ability to make risk signals usable across the full customer lifecycle.